Chad Goetz Agency Blog

Do you want a more affordable rate for sufficient coverage? Here are steps that will help you attract big discounts with ease…

 A Multi-Policy Discount is a good option to cut down your overall insurance spending. That is, for instance, if you buy an auto policy from the same provider which underwrites your homeowners’ insurance.

Bear in mind that you may be better off if you buy your different policies from different providers who have the best quotes for each policy. Shopping around for quotes and comparing offers out there with savings you’d make are very profitable steps. This done, you will be able to determine if staying put would be to your advantage.

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There is something referred to as “good driver discount.” It’s for people who haven’t made a claim for 3 years and above. But take note that not all providers give this discount.

If your insurance agent tells you that they don’t give this discount make it clear that you’ll change over to another insurance carrier. As a matter of fact, you should because you will almost always enjoy a better deal with another company if you’ve maintained a claims-free status for this long.

And, believe it or not, your insurance provider is likely to give a concession if they notice you are quite serious about leaving.

 You will land a better rate if you opt for high deductibles. The right approach is to opt for the highest deductible that you can afford with a measure of ease. Just take note that this is the amount you’d have to contribute if you make a claim.

For all your insurance needs contact www.ChadGoetzAgency.com